Legality of post dating checks Tottaly free local chat
This applies to checks used for the payment of money, whether given to pay rent, make payment on a lease, obtain money, services, credit or property of any kind, or anything of value, including an obligation or debt of state taxes.
It is important that you understand that not all checks that are dishonored come under this law.
This notice must be sent by certified mail and must include the check number, the date the check was written, the bank on which it was drawn, who the check was made payable to, and the amount of the check.
You must give the reason why the bank refused payment and also advise the maker that payment of the check in full plus a .00 service charge must be made within ten days from the date the notice was mailed.
Since the debt is preexisting the maker of the check did not deprive the payee of any right; procure anything of value from the payee or wrongfully appropriate anything belonging to the payee.
If the check (including the service charge) is paid, that should end the matter.The prescribed numbers of days for the various states are:- 5 Days In many states the criminal provisions regarding bad checks do not apply to post-dated checks.Because post-dated checks are a promise to pay in the future, they are not technically viewed as checks.While there are differences among the states as to how bad checks are viewed (whether a misdemeanor or a felony) and the remedies available to holders of the bad check against the drawer, there are several general factors that run through the majority of state laws: In all states the maker of a check, who tenders a check knowing there is insufficient funds or credit behind the check may be guilty of a crime and may be subject to civil penalties.In the majority of states the crime is treated as a misdemeanor.